Insurers claim federal funds to cover more poor Miami residents than live there.
Since Covid, Congress has temporarily expanded federal subsidies to make Obamacare plans free for Americans declaring low incomes.
This has caused enrollment to increase nationwide, with a significant surge in Florida’s Miami-Dade County, where enrollment has leapt to almost six times the national average.
The surge in sign-ups involves billions of dollars of fraud, with some insurance brokers systematically misreporting enrollees’ incomes, bribing homeless people to sign up, or enrolling others without their knowledge or consent.
In Miami-Dade, more supposedly low-income residents are now enrolled in free Obamacare plans than actually live there—despite most already having other health insurance or being ineligible due to their immigration status.
Some insurance brokers have systematically misreported enrollees’ incomes, bribed homeless people to sign up, or enrolled others without their knowledge or consent.
Author summary: Florida's Obamacare enrollment surge involves billions of dollars of fraud.