Ally vs. SoFi® [2025]: More Account Options or Higher APYs

Ally vs. SoFi: More Account Options or Higher APYs

Ally and SoFi are online-only banks offering higher APYs than traditional banks, with no account fees or minimums.

SoFi leads with higher APYs, while Ally offers CD options, making them both strong choices.

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This is a comparison of two online banks, Ally and SoFi, to help you decide which one is right for you.

Author's summary: Ally and SoFi offer strong online banking options.

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FinanceBuzz FinanceBuzz — 2025-10-16

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